56 Cross Point Drive Owings, MD 20736
Listing Courtesy of: BRIGHT IDX / Coldwell Banker Realty / Tracey Bellotte

  56 Cross Point Drive Owings, MD 20736

Active (148 Days)
$699,900 (USD)
5
BED
4
BATH
3,626
SQFT

Description

🔥Huge price adjustment! Opportunity Is Knocking in Cross Point — And It’s Bringing a 2.25% VA Assumable Loan With It! 🔥 Yes, you read that right — 2.25% interest rate assumable VA loan. In today’s market, that is a game-changer and could mean significant monthly savings. Welcome to this STUNNING 5-bedroom, 3.5-bath home in the highly sought-after Cross Point community — where the updates are done and the pride of ownership is undeniable. This is what true move-in ready looks like:✔️ New roof (2017)✔️ New windows (2017 & 2018)✔️ Dual-zone A/C (2019)✔️ Basement renovation with second full kitchen (2019)✔️ Fireplace (2020)✔️ Back deck redone (2021✔️ $30,000 primary bath renovation (2023) From the charming wrap-around porch to the refined interior finishes — crown molding, wainscoting, gas fireplace — every detail has been thoughtfully upgraded. The beautifully renovated kitchen features granite countertops, soft-close cabinetry, and premium fixtures, opening to a layout designed for both everyday living and effortless entertaining. Upstairs you’ll find four spacious bedrooms and spa-inspired baths. The fully finished lower level with a second kitchen offers incredible flexibility — perfect for multi-generational living, extended guests, or additional entertaining space. And the backyard? A true entertainer’s dream with a spacious deck ready for gatherings, cookouts, and peaceful evenings.✨ Modern updates.✨ Timeless design.✨ Rare financing opportunity.✨ Located in one of the area’s most desirable communities. Homes with this level of care — and this kind of financing advantage — don’t come along often. Don’t miss your chance to make it yours!

MLS #:
MDCA2023062
Taxes
$5,979(2024)
Lot Size
0.5 acres
Type
Single-Family Home
Year Built
2000
Style
Colonial
School District
Calvert County Public Schools
County
Calvert County

Listed By

Tracey Bellotte, Coldwell Banker Realty
Source
BRIGHT IDX
Last checked Feb 23 2026 at 6:47 PM GMT+0000
Bathroom Details
  • Full Bathrooms: 3
  • Half Bathroom: 1
Interior Features
  • Dining Area
  • Built-Ins
  • Floor Plan - Traditional
  • Cooktop
  • Dishwasher
  • Dryer
  • Washer
  • Refrigerator
  • Oven - Wall
  • Kitchen - Eat-In
  • Family Room Off Kitchen
  • Recessed Lighting
  • 2nd Kitchen
  • Built-In Microwave
  • Formal/Separate Dining Room
  • Pantry
  • Walk-In Closet(s)
  • Ceiling Fan(s)
Subdivision
  • Cross Point
Property Features
  • Above Grade
  • Below Grade
  • Fireplace: Gas/Propane
  • Foundation: Concrete Perimeter
  • Foundation: Permanent
Heating and Cooling
  • Heat Pump(s)
  • Central A/C
Basement Information
  • Rear Entrance
  • Fully Finished
  • Full
Homeowners Association Information
  • Dues: $300
Exterior Features
  • Brick
  • Vinyl Siding
Utility Information
  • Sewer: Private Septic Tank
  • Fuel: Electric, Oil
Stories
  • 3
Living Area
  • 3,626 sqft

Listing Price History

Date
Event
Price
% Change
$ (+/-)
Feb 23, 2026
Price Changed
$699,900
-2%
-$12,600
Jan 26, 2026
Price Changed
$712,500
-2%
-$12,500
Sep 26, 2025
Price Changed
$725,000
-2%
-$17,500
Location
   
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Disclaimer: Copyright 2026 Bright MLS IDX. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 2/23/26 10:47